Premium Bonds

Well send confirmation of any transactions made prizes won and payment for cashed-in Bonds to the nominated parent or guardian until the child is 16. Check prizes for the whole family.


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A premium bond is a bond trading above its par value.

. Buy Premium Bonds for someone else starting from only 25. Those who are lucky. This is because investors want a.

A bond trades at a premium when it offers a coupon rate higher than prevailing interest rates. Premium Bond prizes are tax-free but so is savings interest for 95 of people. Until the childs 16th birthday the parent or guardian named on the application looks after the Bonds regardless of who bought them.

Premium Bonds can make a special gift for a child under 16. When new bonds provide lower interest rates the older bonds of the same category with higher interest rates attract investors. A premium bond is a debt instrument exchanged in the secondary market at a price above its par or face value.

And they could win up to 1 million. The Premium Savings Bond Regulations do not allow for Premium Bonds to be invested in trust as the investment was created for individuals to invest in. Download NSIs official prize checker app to find out if youve won anything from 25 to 1 million in our monthly prize draws.

Check your Premium Bonds prize wins easily just by entering your Premium Bonds holders number or NSI number. Premium Bonds were designed as a tax-free product and the maximum holding limit gives individuals the opportunity to have a potential tax-free return by way of the prize draw. Our prize checker app has a whole host of great features.

Yet if youre one of those who earns more interest than your personal savings allowance then if youve a decent amount in bonds theyll usually be the clear winner especially as cash ISA rates are poor.


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